Templates / Track personal finances with GPT-4 via Telegram & Google Sheets

Track personal finances with GPT-4 via Telegram & Google Sheets

Needs changes

by Md. Nazmul Islam Rumman ✓ · 2,049 views · created 2025-05-08 · Personal Productivity, AI Chatbot

Needs changes. This template uses 1 thing(s) that n8n 3.0 removes: AI Agent v1 (old agent modes). 1 breaking item(s) found. Static check, last run 2026-10-19.

What this workflow does

This AI workflow has 11 nodes and runs on Telegram events. Along the way it connects Telegram, OpenAI, Google Sheets and OpenAI Chat Model.

How it runs

Trigger: On Telegram events.

  1. Detect Message Type (Switch): routes items into branches
  2. User's Text Message (Edit Fields (Set)): sets or maps fields
  3. Download User's Voice Message (Telegram): uses Telegram
  4. Finance Tracker Agent (AI Agent): runs an AI agent, with model: Generate User's Reply With OpenAi; 2 tools (Add New Finance Data, Watch Existing Finance Data); memory: Remember Chat History
  5. Transcribe Voice Message (OpenAI): uses OpenAI
  6. Send AI Response To Telegram (Telegram): uses Telegram

Services it uses

TelegramOpenAIGoogle SheetsOpenAI Chat Model

Before you upgrade to n8n 3.0

1 thing in this workflow is removed in n8n 3.0. Fix it before you upgrade:

  • AI Agent v1 (old agent modes) in Finance Tracker Agent (v1.8): replace with Latest AI Agent node (Tools Agent). For SQL Agent, use a Postgres or MySQL tool with a recent AI Agent.

Rather not rewrite it? Many of these flows can be rebuilt in Make (free plan).

Removed in 3.0Replace with
AI Agent v1 (old agent modes)
Finance Tracker Agent (v1.8)
Latest AI Agent node (Tools Agent). For SQL Agent, use a Postgres or MySQL tool with a recent AI Agent.

Nodes used (9)

From the author

Track your expenses, gain insights, and manage money smarter – right from Telegram. Who is this For This workflow is perfect for individuals and freelancers who want financial control without app overload. Launch it in your n8n environment and start tracking…

Excerpt from Md. Nazmul Islam Rumman's description on n8n.io.

View the original on n8n.io → Check your own copy

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