Templates / AI-powered personal finances manager with Gemini, Telegram & Google Sheets

AI-powered personal finances manager with Gemini, Telegram & Google Sheets

Ready for 3.0

by Vitorio Magalhães ✓ · 5,530 views · created 2025-08-15 · Personal Productivity, Multimodal AI

Ready for 3.0. This template uses no nodes that n8n 3.0 removes. No removed nodes, versions or helpers found. Static check, last run 2026-10-19.

What this workflow does

This AI workflow has 14 nodes and runs on Telegram events (message). Along the way it connects Telegram, Google Gemini, Google Gemini Chat Model and Google Sheets.

How it runs

Trigger: On Telegram events (message).

  1. Switch: routes items into 2 branches
  2. Financial Agent (AI Agent): runs an AI agent, with model: Google Gemini Chat Model; 5 tools (Calculator, delete_register, update_register, get_all_registers…); memory: Simple Memory
  3. Get a file (Telegram): work with file
  4. Send Fallback Message (Telegram): uses Telegram
  5. Send Response (Telegram): uses Telegram
  6. Transcribe a recording (Google Gemini): work with audio

Services it uses

TelegramGoogle GeminiGoogle Gemini Chat ModelGoogle Sheets

Before you upgrade to n8n 3.0

Nothing in this workflow is removed in n8n 3.0, so it should import and run after the upgrade.

Nodes used (9)

From the author

Who’s it for This template is designed for individuals who want to gain full control over their personal finances without the hassle of manual tracking. Ideal for freelancers, small business owners, or anyone who wants a simple, automated way to monitor…

Excerpt from Vitorio Magalhães's description on n8n.io.

View the original on n8n.io → Check your own copy

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